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Protection

StoreProtect

We can provide protection for your stored goods on a new replacement basis.

StoreProtect is an extension to our standard contract that allows us to accept liability for loss or damage to your goods in certain circumstances .

Our liability under StoreProtect is accepted on a new replacement basis for most goods you store. However , there are restrictions for some items, such as jewellery, watches, furs, fine art, beers, wines and electrical items. We cannot offer StoreProtect for motorcars stored outside a unit or food/perishable items.

Please see the link below to read our StoreProtect policy

To benefit  from StoreProtect, you must declare an appropriate new replacement value for all goods stored (known as the Maximum Replacement Value). This figure must be adequate to include all goods at all times.

If you do not opt for StoreProtect, our standard terms limit our liability for your goods to negligence only up to a value of £100. You are also required to arrange insurance at your own expense for the stated Maximum Reinstatement Value for the duration of storage.

FAQ


Do I have to insure my goods?
Our Self Storage Agreement requires you to either: accept our enhanced liability protection under StoreProtect ; or arrange insurance at your own expense for your stated Maximum Reinstatement Value for the duration of storage

How do I calculate my Maximum Replacement Value?
We must understand the total value of all goods stored with us, even if you arrange insurance elsewhere. It is, therefore, a requirement of all customers  to declare a suitable Maximum Replacement Value and to ensure it remains adequate for the storage period.
Your Maximum Replacement Value must represent the total current cost of replacing all stored property as new, except the following items where the replacement cost is calculated differently:
  • Household lined and clothing where the replacement value allows for the age, quality, degree of use, existing damage and consequent market value.
  • any goods which cannot be purchased new (such as antiques or works of art, for example), where the replacement value shall be the current market value ; and
  • Documents, where the replacement  value shall be calculated as the physical cost of replacing the documents and/or cost of reprinting, re-issue and/or reconstitution, but excluding the value of the information contained in the documents
If the Maximum Replacement Value you provide is less than the actual total replacement value of all of your property stored at the time of loss or damage, then our liability under StoreProtect will be reduced to reflect the proportion that your Maximum Replacement Value bears to the actual total replacement value. ("Proportional Reduction").

For example: if the total replacement value of your property is £10,000. but you have declared a Maximum Replacement Value  of £5,000. our liability will be reduced by 50%. So, if £3,000 worth of your property is lost or damaged, our liability would be £1,500.

Is there anything I can't store?
There are certain items which are not suitable for storage. Please refer to Item 16 of our Terms & Conditions of our Self Storage Agreement.


View the protection policy with us provided by Basil Fry.